FundsIndia select funds

FundsIndia's Select Funds is a list of mutual funds that we think are most investment worthy for a regular investor. These funds have been selected in a completely unbiased manner taking into account various factors - both quantitative measures and qualitative assessments. Funds showcased here are those that are consistently top quartile performers in their categories. Different time and assessment criteria were used for debt and equity funds. However, they have all delivered superior risk adjusted rolling returns beating their benchmarks while keeping within their investment mandates.


Equity funds - Moderate risk

Funds that will seek to generate inflation - beating returns and limit downside risks. Require holding period of at least five years

SCHEME NAME VRO RATING 1 YEAR 3 YEARS 5 YEARS
Axis Equity Fund(G) 10.38% 19.29% 16.16%
Birla SL Frontline Equity Fund(G) 15.48% 25.04% 18.63%
BNP Paribas Equity Fund(G) 9.03% 22.70% 17.56%
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Equity funds - High risk

Funds with potential to generate high returns but tagged with high risks and volatility. Require holding period of five years and active review of performance

SCHEME NAME VRO RATING 1 YEAR 3 YEARS 5 YEARS
BNP Paribas Mid Cap Fund(G) 15.93% 36.42% 25.20%
Franklin India High Growth Cos Fund(G) 10.52% 33.82% 23.58%
Franklin India Prima Fund(G) 20.98% 39.46% 25.88%
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Tax-savings funds - Moderate risk

Equity-oriented funds with a lock-in of three years. Qualifies for deduction upto Rs 1.5 lakh under Section 80C of the Income Tax Act, in the year of investment.

SCHEME NAME VRO RATING 1 YEAR 3 YEARS 5 YEARS
BNP Paribas LT Equity Fund(G) 8.97% 25.61% 18.74%
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Tax-savings funds - High risk

Equity-oriented funds with a lock-in of three years. Qualifies for deduction upto Rs 1.5 lakh under Section 80C of the Income Tax Act, in the year of investment.

SCHEME NAME VRO RATING 1 YEAR 3 YEARS 5 YEARS
Axis LT Equity Fund(G) 9.63% 32.72% 23.06%
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Theme funds

Investors choosing these funds need to have a high risk appetite and be willing to monitor the fund performance and exit on profits. Funds mentioned here are themes that we think will hold potential in the near future. Investors need to have a 2-3 year perspective and actively book profits on these themes. These funds should not account for more than 5-10% of your portfolio.

SCHEME NAME VRO RATING 1 YEAR 3 YEARS 5 YEARS
Franklin Build India Fund(G) 14.68% 39.39% 25.61%
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Hybrid Equity-oriented funds - Moderate Risk

Funds with over two-thirds invested in equity and rest in debt. Require at least a three-year holding period.

SCHEME NAME VRO RATING 1 YEAR 3 YEARS 5 YEARS
Franklin Build India Fund(G) 14.68% 39.39% 25.61%
Franklin India Feeder - Franklin U.S. Opportunities Fund(G) 1.09% 9.13% N/A
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Hybrid Equity-oriented funds - Low Risk

Funds with over two-thirds invested in a combination of equity and derivatives and the rest in debt. Seek to contain downsides better than pure equity funds. Require 1-3 year holding period. Not recommended for long-term portfolios.

SCHEME NAME VRO RATING 1 YEAR 3 YEARS 5 YEARS
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Hybrid Debt-oriented funds

Funds with 70-85 per cent holding in debt and rest in equities. Require at least 2-3 year holding period.

SCHEME NAME VRO RATING 1 YEAR 3 YEARS 5 YEARS
Birla SL MIP II-Savings 5(G) 12.29% 13.05% 10.86%
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Debt funds - 6 months to 1 year holding

Ultra-short-term funds that invest in money market instruments and commercial paper with high liquidity and short maturity. This list does not include liquid funds. Pl. contact our advisor to choose liquid funds based on your need.

SCHEME NAME VRO RATING 1 YEAR 3 YEARS 5 YEARS
Birla SL FRF-Long Term Plan(G) 9.56% 9.69% 9.60%
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Debt funds - Short Term

These funds seek to invest in safe, top-quality corporate debt (AAA, A1, etc) and government debt. They need a holding period of at least 2 years.

Low Risk

SCHEME NAME VRO RATING 1 YEAR 3 YEARS 5 YEARS
Axis Banking Debt Fund(G) 8.31% 9.24% N/A
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Moderate Risk

SCHEME NAME VRO RATING 1 YEAR 3 YEARS 5 YEARS
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Debt funds - long term

These funds invest in a mix of gilt, long-term corporate bonds as well as short-term papers with varying time frames. They need a holding period of over 2 years.

Moderate Risk

SCHEME NAME VRO RATING 1 YEAR 3 YEARS 5 YEARS
Birla SL Dynamic Bond Fund-Ret(G) 13.23% 12.40% 10.73%
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High Risk

These funds can invest in lower-quality corporate debt that carry a higher credit risk (AA and below), in order to generate potentially higher returns.

SCHEME NAME VRO RATING 1 YEAR 3 YEARS 5 YEARS
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*FundsIndia's Research team has, to the best of its ability, taken into account various factors - both quantitative measures and qualitative assessments, in an unbiased manner, while choosing the fund(s) mentioned above. However, they carry unknown risks and uncertainties linked to broad markets, as well as analysts' expectations about future events. They should not, therefore, be the sole basis of investment decisions. The recommendations and reviews do not guarantee fund performance, nor should they be viewed as an assessment of a fund's, or the fund's underlying securities' creditworthiness. Mutual fund investments are subject to market risks. Please read the scheme information and other related documents before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs. Wealth India Financial Services Pvt. Ltd. (with ARN code 69583) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.