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FundsIndia select funds

FundsIndia's Select Funds is a list of mutual funds that we think are most investment worthy for a regular investor. These funds have been selected in a completely unbiased manner taking into account various factors - both quantitative measures and qualitative assessments. Funds showcased here are those that are consistently top quartile performers in their categories. Different time and assessment criteria were used for debt and equity funds. However, they have all delivered superior risk adjusted rolling returns beating their benchmarks while keeping within their investment mandates.

Do note, however, note that past performance is not a guarantee of future results. Please consider your specific investment requirements before designing a portfolio that suits your needs.


Equity funds - Moderate risk

Funds that will seek to generate inflation - beating returns and limit downside risks. Require holding period of at least five years

SCHEME NAME
VRO RATING
1 YEAR
3 YEARS
5 YEARS
ACTION
Axis Equity Fund(G) 1.96% 19.66% 10.31% Invest Now
Birla SL Top 100 Fund(G) 4.94% 22.25% 13.03% Invest Now
BNP Paribas Equity Fund(G) 9.04% 23.19% 14.51% Invest Now
Franklin India Bluechip Fund(G) 5.71% 17.19% 10.06% Invest Now
ICICI Pru Dynamic Plan-Reg(G) -3.61% 17.74% 10.65% Invest Now
ICICI Pru Focused BlueChip Eq Fund-Reg(G) 1.40% 19.24% 11.99% Invest Now
ICICI Pru Top 100 Fund-Reg(G) -5.28% 16.86% 10.65% Invest Now
Kotak Select Focus Fund(G) 12.89% 24.88% 13.02% Invest Now
Mirae Asset India Opportunities Fund-Reg(G) 8.20% 24.14% 14.23% Invest Now
SBI BlueChip Fund-Reg(G) 11.05% 23.35% 12.96% Invest Now
UTI Equity Fund(G) 6.92% 20.90% 13.20% Invest Now
UTI Opportunities Fund(G) -0.77% 16.61% 11.21% Invest Now


Equity funds - High risk

Funds with potential to generate high returns but tagged with high risks and volatility. Require holding period of five years and active review of performance



Tax-savings funds - Moderate risk

Equity-oriented funds with a lock-in of three years. Qualifies for deduction upto Rs 1.5 lakh under Section 80C of the Income Tax Act, in the year of investment.

SCHEME NAME
VRO RATING
1 YEAR
3 YEARS
5 YEARS
ACTION
Canara Rob Equity Tax Saver Fund-Reg(G) 2.80% 18.59% 10.52% Invest Now
Franklin India Taxshield(G) 14.54% 24.12% 15.12% Invest Now
IDFC Tax Advt(ELSS) Fund-Reg(G) 14.91% 26.00% 14.02% Invest Now


Tax-savings funds - High risk

Equity-oriented funds with a lock-in of three years. Qualifies for deduction upto Rs 1.5 lakh under Section 80C of the Income Tax Act, in the year of investment.

SCHEME NAME
VRO RATING
1 YEAR
3 YEARS
5 YEARS
ACTION
Axis LT Equity Fund(G) 17.88% 31.90% 20.26% Invest Now
ICICI Pru Tax Plan-Reg(G) 3.80% 23.62% 13.16% Invest Now
Reliance Tax Saver (ELSS) Fund(G) 3.76% 26.09% 14.25% Invest Now


Theme funds

Investors choosing these funds need to have a high risk appetite and be willing to monitor the fund performance and exit on profits. Funds mentioned here are themes that we think will hold potential in the near future. Investors need to have a 2-3 year perspective and actively book profits on these themes. These funds should not account for about 5-10% of your portfolio and not more.

SCHEME NAME
VRO RATING
1 YEAR
3 YEARS
5 YEARS
ACTION
Franklin Build India Fund(G) 16.13% 33.49% 16.52% Invest Now
Franklin India Feeder - Franklin U.S. Opportunities Fund(G) 12.59% 21.85% N/A Invest Now
ICICI Pru Banking & Fin Serv Fund-Reg(G) 8.18% 24.71% 13.53% Invest Now
ICICI Pru Exports & Other Services Fund-Reg(G) 25.97% 42.65% 21.91% Invest Now


Hybrid Equity-oriented funds - Moderate Risk

Funds with over two-thirds invested in equity and rest in debt. Require at least a three-year holding period.

SCHEME NAME
VRO RATING
1 YEAR
3 YEARS
5 YEARS
ACTION
Canara Rob Balance Scheme-Reg(G) 10.16% 18.98% 12.14% Invest Now
HDFC Balanced Fund(G) 10.18% 22.06% 14.46% Invest Now
HDFC Children's Gift Fund-Investment 7.83% 21.40% 15.63% Invest Now
ICICI Pru Balanced Fund-Reg(G) 7.23% 21.67% 15.04% Invest Now
Tata Balanced Fund(G) 15.79% 22.94% 15.11% Invest Now


Hybrid Equity-oriented funds - Low Risk

Funds with over two-thirds invested in a combination of equity and derivatives and the rest in debt. Seek to contain downsides better than pure equity funds. Require 1-3 year holding period. Not recommended for long-term portfolios.

SCHEME NAME
VRO RATING
1 YEAR
3 YEARS
5 YEARS
ACTION
Edelweiss Absolute Return Fund(G) 10.28% 14.62% 10.36% Invest Now
ICICI Pru Balanced Advantage Fund-Reg(G) 8.14% 18.72% 13.57% Invest Now


Hybrid Debt-oriented funds

Funds with 70-85 per cent holding in debt and rest in equities. Require at least 2-3 year holding period.

SCHEME NAME
VRO RATING
1 YEAR
3 YEARS
5 YEARS
ACTION
Birla SL MIP II-Savings 5(G) 11.92% 10.78% 9.73% Invest Now
Franklin India Life Stage FOFs-40(G) 10.20% 13.06% 9.83% Invest Now
HDFC Children's Gift Fund-Savings 9.95% 12.00% 10.63% Invest Now
HDFC MIP-LTP(G) 8.22% 12.12% 9.23% Invest Now
HDFC Multiple Yield Fund 2005(G) 6.06% 10.96% 9.60% Invest Now
Reliance MIP(G) 12.38% 12.01% 9.69% Invest Now


Debt funds - 6 months to 1 year holding

Ultra-short-term funds that invest in money market instruments and commercial paper with high liquidity and short maturity. This list does not include liquid funds. Pl. contact our advisor to choose liquid funds based on your need.

SCHEME NAME
VRO RATING
1 YEAR
3 YEARS
5 YEARS
ACTION
Birla SL FRF-Long Term Plan(G) 9.23% 9.38% 9.41% Invest Now
Franklin India Low Duration Fund(G) 10.07% 9.82% 9.71% Invest Now
Franklin India Ultra Short Bond Fund(G) 9.84% 9.91% 9.71% Invest Now
ICICI Pru Flexible Income Plan-Reg(G) 9.23% 9.38% 9.27% Invest Now
Tata Floater(G) 8.97% 9.17% 9.15% Invest Now


Debt funds 1-2 years

Funds that invest in a combination of government and corporate bonds, certificates of deposits and money market instruments.Requires a holding period of 1-2 years.

Low Risk

SCHEME NAME
VRO RATING
1 YEAR
3 YEARS
5 YEARS
ACTION
HDFC Short Term Opportunities Fund(G) 9.70% 9.36% 9.28% Invest Now

Moderate Risk

SCHEME NAME
VRO RATING
1 YEAR
3 YEARS
5 YEARS
ACTION
Birla SL ST Opportunities Fund(G) 10.35% 10.21% 10.02% Invest Now
Franklin India ST Income Plan(G) 11.03% 10.28% 9.58% Invest Now


Debt funds - long term

Funds that invest in a combination of government and corporate bonds, certificates of deposits and money. Requires a holding period of at least 2-3 years.

Moderate Risk

SCHEME NAME
VRO RATING
1 YEAR
3 YEARS
5 YEARS
ACTION
Birla SL Dynamic Bond Fund-Ret(G) 13.61% 10.24% 9.71% Invest Now
HDFC Medium Term Opportunities Fund(G) 10.00% 9.45% 9.21% Invest Now
UTI Dynamic Bond Fund-Reg(G) 10.94% 10.17% 9.89% Invest Now

High Risk

SCHEME NAME
VRO RATING
1 YEAR
3 YEARS
5 YEARS
ACTION
Franklin India IBA-A(G) 11.31% 10.20% 10.07% Invest Now
Franklin India Income Opportunities Fund(G) 10.95% 10.05% 9.46% Invest Now
Reliance Reg Savings Fund-Debt Plan(G) 10.02% 9.44% 8.82% Invest Now

the risk classification above is based on the credit quality of instruments the above funds invest in as well as the duration of portfolio maturity.


*FundsIndia's Research team has, to the best of its ability, taken into account various factors - both quantitative measures and qualitative assessments, in an unbiased manner, while choosing the fund(s) mentioned above. However, they carry unknown risks and uncertainties linked to broad markets, as well as analysts' expectations about future events. They should not, therefore, be the sole basis of investment decisions. The recommendations and reviews do not guarantee fund performance, nor should they be viewed as an assessment of a fund's, or the fund's underlying securities' creditworthiness. Mutual fund investments are subject to market risks. Please read the scheme information and other related documents before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs. Wealth India Financial Services Pvt. Ltd. (with ARN code 69583) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.